Estate Planning And Bankruptcy

When someone is on the verge of dying, his mind is now focused on properly distributing their assets. But what if they have plenty of debts to pay? How can their families get themselves out of the financial difficulty they are currently in? The good news is that there are several debt relief options available to them and one of them is by filing for bankruptcy. A Raleigh bankruptcy lawyer will tell you that it is one of the most commonly sought ways for debt relief.

When one files for bankruptcy just when death is knocking at their doorsteps, debt collectors may attempt to collect from their estate. This may affect the dying person’s estate planning efforts. According to the website of Arenson Law, estate planning is important in securing the future of the family they will leave behind. The documentation when filing for bankruptcy will be essential in estate planning and putting the estate in order.

In estate planning, you will need the help of an experienced attorney. While it may cost you for the services of the lawyer, the peace of mind that your family would have in the future would be worth the cost. The documents you will need to file for bankruptcy will be similar to the ones you will need for estate planning. The lawyer can help in protecting your property from debt collectors who will do anything to collect the debt you owed them.

Death is an inevitable fact of life that every one of us should prepare for. Filing for bankruptcy can help the people you will leave behind become debt free. Through estate planning, they will be given an assurance that once you are cleared of your debt, they can fully enjoy the property that you left behind. This way, you can have an assurance of giving your family a comfortable life when you die.

Should I get Marriage Counseling or Divorced?

When couples are not able to resolve their conflicts and differences, the first thing that comes into their mind is to file for divorce. While some couples decide to push through with divorce, there are others that show their willingness to save their marriage. And one option they can have in order to resolve any conflict is marriage counseling. But is counseling really effective in patching up a ruined marriage?

There are many factors that can contribute to the success or failure of marriage counseling. According to the Law Office of Holmes, Diggs & Sadler, divorce can be a complicated legal process associated with difficulties and obstacles. There are many changes that can affect marriage and these situations can be one trigger for the couple to decide to call it quits and move on separately. However, with marriage counseling, the couple would learn some techniques on how they can cope up with the changes and regain their focus on the marriage and on each other.

Marriage counseling can provide the couple with a positive encouragement to forego the divorce and give their marriage a second chance. Austin marriage counselor Kathleen Snyder will tell you that counseling is an effective technique in resolving conflict, rebuilding friendship, and renewing intimacy. The expensive nature of divorce can be another factor that can sway the couple to salvage their ruined marriage.

In a recent study published in the “Journal of Marital and Family Therapy, it was revealed that marriage counseling has helped 7 out of 10 couples find great satisfaction in their married life. For counseling to work, the motivational level of the partners should be there. This is especially true for couples who have simply thrown in the towel and believe that there marriage is useless and can no longer be resolved. For couples whose marriage is on the rocks, counseling is worth trying out.

The Dram Shop Act: Making Irresponsible Hosts and Business Establishments Equally Accountable for Alcohol-related Accidents, Injuries and Deaths

The Centers for Disease Control and Prevention (CDC) records show that in 2013, more than 1.1 million alcohol-impaired drivers were arrested and charged with driving under the influence (DUI). During the previous year, a study revealed that the number of those who drove while under the influence of alcohol was 29.1 million. Drunk driving is a major in the U.S. and in all the other parts of the world. This is despite the continuous education and warnings to drivers about the dangers of drinking and driving. Thus, since the early part of the 1900s up to this time, many people drive while impaired and a lot of those who do this cause accidents where they injure or kill not only innocent people on the road (other motorists, pedestrians and bicyclists) but also themselves.

Stricter anti-drunk driving laws today do not just require apprehension of adult drivers (aged 21 years old or above) whose blood alcohol concentration (BAC) level is 0.08% or above, but also of teen drivers (those below 21 years old) if any alcohol is ever traced in their blood or breath.

As explained by West Palm Beach car accident lawyers, once a driver reaches the legal limit of consumption, critical motor functions become impaired and the driver is thus unable to safely operate his/her vehicle to the best of his or her abilities. Thus, besides arresting alcohol-impaired drivers themselves, business establishments and certain individuals can now be held answerable too for certain accidents that are alcohol-related. The legal responsibility of business establishments and certain individuals is rooted on the stipulations of the Dram Shop Act. According to the law firm Habush Habush & Rottier S.C.®, the Dram Shop Act is a law which can make a host or a business establishment (including a restaurant, a bar, or a tavern where alcoholic drinks are sold) accountable for any injuries or damages an intoxicated person causes, but only if such host or establishment still offers or sells alcoholic drinks to such person who is already intoxicated. Civil liability extends to anyone the intoxicated person injures or kills.

Currently, the states of Delaware, Kansas, Louisiana, Maryland, Nebraska, Nevada, South Dakota, and
Virginia do not have dram shop liability.